Experienced loan officer of over 28 years. First time buyer advocate. Expert at FHA, Federal VA, and state (ODVA) loans. Investment properties, 2-4 family, 100% financing USDA Rural Housing, Helping veterans is what I do best! Whether you are in the market for purchasing your first home or already have a VA loan and wish to refinance or “”streamline refi”". Let me help you obtain your Cert of Eligibility – I just need your DD214 discharge papers. In today’s market there are several “”specialty loans”" that offer a variety of benefits to the home-buyer. If the home is located in a rural area – the 100% USDA Rural Housing loan is offered to qualified applicants at a great interest rate. There is no down payment, and the seller can pay the buyer’s closing costs and pre-paids. The payment is the lowest offered, as there is lower monthly mortgage insurance. FHA loans are one of the most popular programs, requiring only 3.5% down (which can be a gift) – qualifying is more flexible than conventional loans. Ask me about the special “Refi” programs that are currently available too!
I am happily married to my husband Dave for over 28 years. I have a lovely daughter, Noelle, who loves music and is a blessing from above! We love sports and love to watch college football. I was born and raised in Anchorage Alaska. Needless to say, I have enjoyed skiing since I was five years old. I have always enjoyed the outdoors and love animals. I started in the mortgage business fresh out of high school at the age of 17. Working in the Willamette Valley as a Loan Originator for the last 28 years, has afforded me hundreds of friendly clients, who refer their family, friends, and co-workers. My most important goal is to be knowledgeable of the current programs available, offer the best financing available to my clients, and to deliver outstanding service. I have to earn each and every referral that comes to me – I am committed personally to you!
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