FHA | Federal Housing Administration


Purchase | Refinance | Streamline | Rehab


The Department of Housing and Urban Development (HUD) offers a flexible and popular type of home loan known as FHA Section 203(b), referred to as an FHA Loan.

Highlights of the FHA Loan Program:

  • Individuals with no prior credit history may be eligible
  • Low down payment options – as low as only 3.5% of the purchase price
  • Sellers can pay up to 6% of closing costs and prepaid finance charges
  • Required down payment can be gifted by family, employers, even grants from state agencies!
  • Lower Private Mortgage Insurance (PMI) requirements than most conventional loans

Though commonly thought of as a “First Time Homebuyer’s Loan”, FHA Loans are available to anyone who meets the requirements for qualification.

To find out if you're eligible or apply today call one of our mortgage loan originators at 503.581.8100 or send us a quick email. If you're looking for a rate quote you can fill out the form on the right.

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