Karen Cox - Mortgage Loan Originator
I enjoy helping first-time home buyers realize their dream of home ownership. Contrary to the negative media, this can still be done. There are several first-time home buyer programs still available. Government lending, FHA, VA, USDA, and Oregon VA are my specialties. I also enjoy helping my fellow loan officers structure files to benefit their clients in the best possible way. The lending world has changed today as a result of the more relaxed lending standards of the past. We have returned to the more conservative approach so for me it’s just like returning to the early ’90′s and what I “grew up” on. It’s not a bad thing because I now have more opportunity to be an educator and not just an order taker.
It is now, more important than ever, to have a mortgage professional that understands and follows all the new guidelines for appraisals and new timelines and regulations involved in the home loan process. A knowledgeable loan officer will help make sure that your closing goes smoothly.
My highest priority is providing you the best experience when financing your home. This is an important consideration when selecting your Loan Officer. I carefully monitor the number of clients I represent in order to provide them with the highest level of service and attention before, during and after the loan process. This level of service is important in the home loan experience. I am dedicated to providing superior service; I am warm, enthusiastic and take pride in my work, which has resulted in lasting friendships, repeat clients and personal referrals. I have a long list of satisfied clients available for referrals. Taking the time to understand my individual client’s needs, financial goals and communication styles make for a smooth and successful transaction. I believe that the best relationships are built on trust and mutual respect.
I have been serving the residential lending needs of clients for 23 years. I have been at Landmark (now Landmark Professional Mortgage) since 1997. I have been a constant top producing loan officer while at Landmark Professional. Landmark Professional is a wonderful place to work and is more like a family than a job. My family and I live in south Salem where I am an active member of the community. I have 4 children all in different stages of their lives. I have a 27 year old son, Zac who has a daughter of his own. Emmalee is 9 months. I have a 24 year old son, A.J. who has returned to college, a 17 year old daughter, Carlee who is a Senior at South and a 14 year old son, Garrett, who is a Freshman at South. When I am not working I can be found at Football, Basketball, Baseball or Softball games or events.
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